The Infinite Banking Concept (or IBC) is the process by which one becomes their own banker, as taught by the late Nelson Nash. In his definitive book on the subject, Becoming Your Own Banker, Nash explains how whole life insurance policies uniquely function as dividend paying assets through accrued equity; And the many creative ways one can utilize this liquid cash value, such as:

• Creating one’s own tax free lending system to finance large purchases (i.e. a car or a home), independently of commercial banks and lenders
• Generating personal wealth (as with stocks or cryptocurrencies, but without volatility and with the added utility of protection for one’s beneficiaries)
• Using these practices for business financing